AI-Powered Real Estate Decision Engine

See the deal through
the lender's eyes
before you make the offer.

ValoraFlow models actual loan structures — DSCR floors, reserve requirements, refinance timing, and capital recycling — so you know the true performance of a deal before it ever reaches a lender's desk.

It allows investors to see their true ROI once real loan terms are applied. Not just projected cash flow — the actual performance of a deal under realistic lending scenarios. Then it becomes more than an analyzer. It becomes a strategic decision engine.
EB  ·  Lending Consultant, 15 years in investment real estate
5
Loan structures modeled
3
Rent tiers shown
Vacancy stress levels

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What ValoraFlow models
Lender-qualified rent — not Zillow's number
Shows current rent, market rent, and the 75% qualifying rent lenders actually underwrite against. Your DSCR is calculated on the number that matters.
True cash-to-close including reserves
Down payment, closing costs, and the 6-month reserve requirement most analyzers leave out. Know what you actually need to bring to the table.
Full BRRRR lifecycle — acquisition to refi
Seasoning period, bridge carry cost, DSCR at stabilization, appraisal gap, and capital recycling efficiency. The full picture before you commit.
Vacancy and rate stress testing
Stress-tested at 4 vacancy levels across all loan structures simultaneously. See exactly when DSCR fails and when cash flow turns negative.
Portfolio capital recycling — Deal 1 to Deal 5
Visualize how your capital compounds across sequential deals. Not just one property — the full portfolio strategy.