:root{--navy:#1b2542;--gold:#bf9540;--green:#236944;--blue:#3a6ea5;--paper:#f5f6f8;--ink:#1b2542;--muted:#5a616b;--line:#e1e4ea;--accent:var(--gold);--serif:'Newsreader',Georgia,serif;--sans:'DM Sans',system-ui,sans-serif}
@media (prefers-color-scheme:dark){:root{--paper:#121829;--ink:#e9ebf0;--muted:#9aa0a8;--line:#2a3350}}
body.lenders{--accent:#4f9d78}body.oncallpm{--accent:#6ea0d6}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:16px/1.65 var(--sans);color:var(--ink);background:var(--paper)}
a{color:inherit}a:focus-visible,summary:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
.wrap{max-width:1040px;margin:0 auto;padding:0 24px}
nav{background:var(--navy);color:#fff}nav .wrap{display:flex;align-items:center;gap:28px;height:64px}
.brand{font:600 22px var(--serif);text-decoration:none;margin-right:auto}.brand b{color:var(--gold);font-weight:600}
nav a:not(.brand){font-size:14px;text-decoration:none;color:#c9d1e3}nav a:hover{color:#fff}
.hero{background:var(--navy);color:#fff;padding:72px 0 80px;border-bottom:4px solid var(--accent)}
h1{font:600 clamp(34px,6vw,56px)/1.08 var(--serif);margin:0 0 20px;max-width:760px}
.hero p{font-size:18px;color:#b9c4dc;max-width:600px;margin:0 0 28px}
.btn{display:inline-block;background:var(--gold);color:var(--navy);font-weight:600;padding:12px 22px;border-radius:6px;text-decoration:none}
.btn.alt{background:transparent;color:#fff;border:1px solid #5a678a;margin-left:10px}
section{padding:56px 0}h2{font:600 30px/1.2 var(--serif);margin:0 0 24px}
.rows{border-top:1px solid var(--line)}
.row{display:grid;grid-template-columns:1fr 1.4fr auto;gap:28px;align-items:center;padding:32px 0 32px 24px;border-bottom:1px solid var(--line);border-left:4px solid var(--c);text-decoration:none}
.row h3{font:600 26px var(--serif);margin:0}.row small{color:var(--muted);display:block;font-size:14px;margin-top:4px}
.row p{margin:0;color:var(--muted)}.row span.go{font-weight:600;color:var(--c);white-space:nowrap}.row:hover{background:rgba(127,127,127,.06)}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:32px}
.grid h3{font:600 20px var(--serif);margin:0 0 6px}.grid p{margin:0;color:var(--muted);font-size:15px}
ol.steps{margin:0;padding-left:22px;max-width:680px}ol.steps li{margin-bottom:12px}ol.steps b{display:block}
.plans{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px}
.plan{border:1px solid var(--line);border-top:3px solid var(--accent);padding:22px;border-radius:6px}
.plan h3{margin:0;font:600 20px var(--serif)}.plan .price{font:600 32px var(--serif);margin:6px 0 10px}.plan .price small{font:14px var(--sans);color:var(--muted)}
.plan ul{margin:0;padding-left:18px;color:var(--muted);font-size:14.5px}
.note{color:var(--muted);font-size:14px;margin-top:16px;max-width:680px}
details{border-bottom:1px solid var(--line);padding:14px 0;max-width:720px}summary{cursor:pointer;font-weight:600}details p{color:var(--muted);margin:10px 0 0}
.cta{background:var(--navy);color:#fff;text-align:left}.cta p{color:#b9c4dc;max-width:560px}
footer{padding:28px 0;font-size:13px;color:var(--muted);border-top:1px solid var(--line)}
@media(max-width:760px){.row{grid-template-columns:1fr;gap:10px}.btn.alt{margin:10px 0 0}nav .wrap{gap:16px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}